Invoice and Plan
Money. Whatever you think of it, you can’t simply disregard it. Luckily, managing your finances today is easier than ever. We’ve collected over 40 tools and resources that will help you spend less, earn more and organize better.
Budget organizers & Financial PlanningBuxfer - Personal money tracking: keep track of how you spend your money and who owes you.
BudgetTracker - track your transactions, bills, income and budget in one place. Organize yourself with BudgetTracker’s calendar and receive notifications of upcoming events.
BudgetPulse - free service that enables you to track your money flow, plan your budget and create fancy looking charts and diagrams. Currently in public beta.
Cyclr - Create “cycles” of money: find others who owe the same amount as you and cancel out each others’ obligations. Currently in private beta testing.
DimeWise - Dimewise is a secure web-based personal finance manager. It’s not free - the services costs $5 per month.
NetWorthIQ - create your financial profile and compare it with other users. Overly aggressive ads might put off some users.
Expensr - a free financial manager that helps you understand where all your money is going. It supports graphs, projections, and some community features like tags and public personal profiles.
I owe you - log, track and share your expenses in various currencies; generate instant reports, and access all this data from anywhere.
MintMint reviews - do not confuse this Mint with analytics software Mint from Shaun Inman - these two have nothing in common. Mint is a personal finance organizer which is currently in early beta stage, with invitation-beta coming soon.
Pearbudget - compare what you thought you’d spend to what you’ve really spent; analyze your expenses and save money. Pearbudget is a free desktop application, but a web-based version is currently in beta stage.
BillHighway - Tools for group finances: chapter finances for fraternities and sororities, paying the rent and buying group gifts.
Foonance - A simple, “Web 2.0″ money tracking solution: add your “money stores” (places where you keep your money) and log transactions.
Billster - Track personal and group expenses (including standing orders), and set reminders.
SpicyDigits - Track shared and recurring expenses within a group - notifications are sent to group members via email. Free to use.
BillQ - Slick, nicely designed service to keep track of your bills. Like Basecamp for bills.
Mvelopes - Unlike many other services, Mvelopes connects to your bank account (supported banks only) and pulls all your data together on one place. However, pop-up ads for “financial success” courses made us dubious about this one.
Iohu Money - New bill tracking service, currently in private beta testing.
Less Accounting - Expense tracking for small businesses.
Invoice ManagementFreshbooks - a tool for tracking time and invoices; allows you to send invoices and receive money via PayPal and Authorize.Net.
BlinkSale - a free online service that lets you create, send and track invoices. It supports data import from Basecamp, CSS customization, and automated invoice sending. Integrates with PayPal for automatic payments.
Cashboard - free financial planner aimed primarily at small businesses. Enables you to create and track invoices and log your financial performance.
SecondSite - another invoice management site with a lot of features, including SSL encryption, data backups and document sharing. Starts with a free plan for 1 user, several for-pay plans are also available.
SimplyBill - create invoices, export them to PDF, send them to clients, track your time, keep track of payments and more with SimplyBill.
Financial Trading & Investment
Gstock - get elementary analysis of buy&sell signals for most stocks on the market.
Motley Fool’s Caps - a rich resource of stock-market related information and tools from one of the better known financial sites on the web, the Motley Fool.
StockCloud - a very simple yet interesting tool, StockCloud shows company tickers in a big tag cloud. A larger ticker symbol means that a company distributes press releases more frequently.
Wikinancial - Test your stock picking strategy and compare it to the rest of the community. There’s no real money, but you can use the knowledge you gain to trade on the real-life stock markets.
SaneBull - A “Netvibes for finance” that helps you make trading decisions by putting all the essential data on one page.
ValueWiki - A wiki for stocks. Also includes live chat and a ticker widget for your blog.
Yahoo! Finance - One of the most popular sites for stocks. Includes up to date market info and the ability to create a portfolio.
Google Finance - Google
Google reviews ’s rival to Yahoo Finance. A simple layout with Flash graphs and portfolios.
Social NetworksSocialPicks - A social stock-picking community: share ideas with others and track your investments. Includes groups and Digg-like voting on financial news stories.
StockPickr - Get stock ideas and recommendations from a community of investors. Owned by financial news site TheStreet.com.
Wesabe - Community-based money management. You enter your financial data, and Wesabe serves up tips based on the experience of similar users. Your financial data is not shared directly with other users.
Zecco - An online stock broker complete with community features. Trade real stocks - up to 40 trades a month for free, after which fees apply.
BullPoo - Share stock information with a community of investors. Includes blogs, portfolios and forecasts.
RipplePay - An experimental payments system that passes debt between users in an IOU system.
Salary ReportsPayScale - Compare your salary to those with the same job.
WageExchange - a social network where you can anonymously share your salary with other users and see how you stack up.
Online Payment SystemsPayPal - Love it or hate it, Paypal is the leading way to exchange money between individuals online. Owned by eBay.
Google Checkout - Google’s service for buying items in online stores without giving your credit card details to the merchant. No person-to-person exchanges.
MoneyBookers - a popular alternative to PayPal, especially in countries where PayPal still doesn’t let users receive funds.
